However, after musing on these old chestnuts, FMF offers some great advice:
Think what the person hearing what you say or reading what you wrote will feel about what you do, then act accordingly. Don't simply "be yourself" and expect them to love you. Let's face it, we're all a bit quirky in one way or another. That's ok, that's what makes life interesting. But we don't need to display our quirks to a complete stranger who has a business to run and holds our financial well-being in his hands. It's usually a recipe for disaster.The emphasis above is mine. Quite Right.
See the whole thing here:
http://www.freemoneyfinance.com/2007/10/how-not-to-get-.html